95128 ZIP Code — San Jose, CA
Santa Clara County, California
ZIP code 95128 is located in San Jose, California, within Santa Clara County. It covers approximately 3.93 square miles and serves a population of 33,653 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408.
About ZIP code 95128
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,201,800. Renters make up the majority at 56%, typical of denser urban areas.
The gap between median ($117,284) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.
33,653
population
3.93
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95128 ZIP code map
Cities in ZIP code 95128
Below are the cities the US Postal Service accepts for ZIP code 95128. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| San Jose | Preferred |
Nearby ZIP codes
95126 San Jose (1.3 mi)
95117 San Jose (1.6 mi)
95053 Santa Clara (2.3 mi)
95110 San Jose (2.4 mi)
95050 Santa Clara (2.6 mi)
95125 San Jose (2.6 mi)
95193 San Jose (2.7 mi)
95191 San Jose (2.7 mi)
95194 San Jose (2.7 mi)
95196 San Jose (2.7 mi)
95190 San Jose (2.7 mi)
95113 San Jose (2.7 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 33,653 |
| Population density | 8,563 / sq mi |
| State FIPS | 06 |
| County FIPS | 085 |
| Geography | |
|---|---|
| Land area | 3.93 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 37.3163 |
| Longitude | -121.9364 |
| Timezone | Pacific (PT) |
| Area code | 408 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 24.7% | 19.3% | 32.6% |
| $50k – $100k | 25.1% | 19.7% | 27.7% |
| $100k – $200k | 30.0% | 31.0% | 26.4% |
| Over $200k | 20.2% | 30.0% | 13.3% |
Demographics & statistics
33,653
Population
8,563
People per sq mi
38.6
Median age
$117,284
Median household income
$68,757
Per capita income
$1,201,800
Median home value
$2,366
Median monthly rent
44.3%
Home ownership
8.7%
Poverty rate
2.8%
Unemployment
7,238
Housing units
49.7%
Bachelor's or higher
Age distribution
Male
Female
787
Under 5
730
875
5–9
811
812
10–14
753
905
15–19
840
793
20–24
735
3,346
25–34
3,103
2,883
35–44
2,675
2,288
45–54
2,122
1,207
55–59
1,120
1,076
60–64
999
1,298
65–74
1,204
767
75–84
711
422
85+
391
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,961 | 17.7% |
| 18 and over | 27,692 | 82.3% |
| 65 and over | 4,793 | 14.2% |
| Median age | 38.6 years | |
Race & ethnicity
White
41.4%
Hispanic or Latino
17.2%
Asian
16.9%
Other race
10.5%
Two or more races
9.8%
Black or African American
3%
American Indian / Alaska Native
0.7%
Native Hawaiian / Pacific Islander
0.5%
| Group | Count | % |
|---|---|---|
| White | 16,815 | 41.4% |
| Hispanic or Latino | 6,986 | 17.2% |
| Asian | 6,875 | 16.9% |
| Other race | 4,260 | 10.5% |
| Two or more races | 3,978 | 9.8% |
| Black or African American | 1,214 | 3% |
| American Indian / Alaska Native | 299 | 0.7% |
| Native Hawaiian / Pacific Islander | 212 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 24.7% | 19.3% | 32.6% |
| $50k – $100k | 25.1% | 19.7% | 27.7% |
| $100k – $200k | 30.0% | 31.0% | 26.4% |
| Over $200k | 20.2% | 30.0% | 13.3% |
Under $10k
3.2%
$10k–$15k
3.7%
$15k–$25k
2.6%
$25k–$35k
5.1%
$35k–$50k
6.5%
$50k–$75k
10.2%
$75k–$100k
11.2%
$100k–$150k
16.5%
$150k–$200k
11.7%
$200k+
29.4%
| Range | % of households |
|---|---|
| Under $10k | 3.2% |
| $10k–$15k | 3.7% |
| $15k–$25k | 2.6% |
| $25k–$35k | 5.1% |
| $35k–$50k | 6.5% |
| $50k–$75k | 10.2% |
| $75k–$100k | 11.2% |
| $100k–$150k | 16.5% |
| $150k–$200k | 11.7% |
| $200k+ | 29.4% |
| Median income | $117,284 |
Housing
Home values
Under $50k
0.6%
$50k–$100k
0.6%
$100k–$150k
4.0%
$150k–$200k
0.2%
$200k–$300k
1.0%
$300k–$500k
3.2%
$500k–$1M
18.4%
$1M+
72.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $1,201,800 |
| Median rent / month | $2,366 |
| Owner occupied | 44.3% |
| Renter occupied | 55.7% |
| Vacant | 7.6% |
| Single-family detached | 42.5% |
| Large apartment buildings | 20.8% |
| Mobile homes | 2.1% |
| Median rooms | 4.3 |
| Avg household size (owned) | 2.45 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.6% |
| 2010–2019 | 4.5% |
| 2000–2009 | 9.0% |
| 1990–1999 | 5.6% |
| 1980–1989 | 9.5% |
| 1970–1979 | 17.2% |
| 1960–1969 | 13.2% |
| 1950–1959 | 23.3% |
| 1940–1949 | 10.1% |
| 1939 or earlier | 6.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 7.7% |
| 1 bedroom | 24.0% |
| 2 bedrooms | 31.8% |
| 3 bedrooms | 24.9% |
| 4 bedrooms | 10.1% |
| 5+ bedrooms | 1.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.4% |
| 1 vehicle | 35.1% |
| 2 vehicles | 36.7% |
| 3 or more | 19.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 55.5% |
| Electricity | 39.5% |
| Propane / LP gas | 1.3% |
| Fuel oil | 0.3% |
| Wood | 0.9% |
| Solar | 0.8% |
| No fuel used | 1.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,745 | 41.7% |
| Cohabiting couple | 926 | 6.7% |
| Male householder, no spouse | 3,365 | 24.4% |
| Female householder, no spouse | 3,751 | 27.2% |
| Households with children under 18 | 3,313 | 24.0% |
| Households with seniors (65+) | 3,167 | 23.0% |
| Average household size | 2.35 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.5% | 33.4% |
| Married | 45.8% | 46.0% |
| Separated | 2.2% | 1.2% |
| Widowed | 1.7% | 6.4% |
| Divorced | 9.8% | 13.0% |
Education
Less than 9th grade
5.8%
Some HS, no diploma
4.8%
HS graduate
17.9%
Some college, no degree
13.9%
Associate's degree
7.9%
Bachelor's degree
30.0%
Graduate / professional
19.6%
| Metric | % |
|---|---|
| HS diploma or higher | 89.4% |
| Bachelor's or higher | 49.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 213 | 3.0% |
| Kindergarten | 421 | 5.9% |
| Elementary school | 2,575 | 36.4% |
| High school | 1,468 | 20.7% |
| College / grad school | 2,405 | 34.0% |
Employment
Industry of employment
Education & healthcare
22.7%
Professional & management
18.2%
Manufacturing
11.9%
Arts, food & hospitality
9.6%
Retail trade
9.4%
Construction
7.3%
Information
5.2%
Finance & real estate
5.0%
Other services
3.9%
Transportation & utilities
2.7%
Public administration
2.7%
Wholesale trade
1.2%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 52.0% |
| Service | 15.0% |
| Sales & office | 19.1% |
| Natural resources & construction | 7.9% |
| Production & transportation | 6.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.1% |
| Government | 11.2% |
| Self-employed | 4.4% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 67.6% |
| Carpool | 7.7% |
| Public transit | 3.5% |
| Walk | 2.3% |
| Work from home | 17.0% |
| Other means | 1.9% |
| Avg commute (minutes) | 24.9 |
Poverty
All people
8.7%
Under 18 years
6.5%
18 and over
9.2%
Married-couple families
2.7%
Female-led households
12.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 19.6% |
| Retirement income | 14.5% |
| Supplemental Security | 4.0% |
| Cash public assistance | 2.3% |
| Food stamps / SNAP | 3.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 24.5% |
| High blood pressure | 22.6% |
| High cholesterol | 24.8% |
| Diabetes | 7.9% |
| Heart disease | 4.2% |
| Stroke | 2.1% |
| Asthma | 8.9% |
| Arthritis | 16.2% |
| Kidney disease | 2.2% |
| Pulmonary disease | 4.3% |
| Cancer | 5.0% |
| Behavior / access | % |
|---|---|
| Smoking | 10.2% |
| Binge drinking | 19.9% |
| No physical activity | 18.9% |
| Less than 7 hrs sleep | 28.2% |
| Depression | 15.4% |
| Fair or poor health | 11.9% |
| Poor mental health | 13.6% |
| Poor physical health | 8.2% |
| No health insurance | 12.3% |
| Visited doctor (checkup) | 62.8% |
| Visited dentist | 64.1% |
| Cholesterol screening | 89.8% |
| Teeth loss | 8.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 784 | 2.8% |
| Disability | % |
|---|---|
| Any disability | 9.7% |
| Under 18 | 2.9% |
| 18–64 years | 6.8% |
| 65 and over | 35.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.8% |
| Public insurance | 25.8% |
| No insurance | 6.7% |
| Uninsured under 19 | 3.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 32,136 | 95.5% |
| Spanish | 5,118 | 15.9% |
| Other Indo-European | 2,287 | 7.1% |
| Asian & Pacific Islander | 708 | 2.2% |
| Other languages | 1,976 | 6.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,938 | 68.2% |
| Born in same state | 22,468 | 66.8% |
| Born in different state | 17,533 | 52.1% |
| Foreign born | 470 | 1.4% |
| Naturalized citizen | 10,715 | 31.8% |
| Not a US citizen | 5,210 | 48.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,899 | 5.6% |
| French | 1,613 | 4.8% |
| Arab | 923 | 2.7% |
| English | 331 | 1% |
| Polish | 280 | 0.8% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 166 | 0.5% |
| Dutch | 94 | 0.3% |
| German | 78 | 0.2% |
| Norwegian | 63 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.0% |
| Internet access | 94.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95128
What city is ZIP code 95128 in?
ZIP code 95128 is primarily assigned to San Jose, California.
What county is ZIP code 95128 in?
ZIP code 95128 falls within Santa Clara County, California.
Is ZIP code 95128 mostly rentals?
56% of occupied units in ZIP code 95128 are renter-occupied.
How educated is the population of ZIP code 95128?
50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 95128?
The median home value in ZIP code 95128 is $1,201,800.
What is the median household income in ZIP code 95128?
The median household income in ZIP code 95128 is $117,284, above the national median of ~$75,000.
What timezone is ZIP code 95128 in?
ZIP code 95128 observes the PST timezone.